Thanks infoTaxSquare.com associate, and thanks so much for your excellent advice, your patient explanations and answers to my many questions.. You are a credit to your company!! I would like to pass on to your supervisor what an excellent job you did for us at soon to be Ferrous Tech Solutions. The group we have pulled together was once part of a now defunct old Ferrous Corp. (They were bought out several times until the last buyout decided to get rid of us all.. so now we like the Phoenix, have risen from the ashes..) Thanks again, Jim Hanlon